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TWIA Wind Insurance Rate Analysis

twia rate analysis

It’s not surprising that storm-related insurance rates are increasing with the growing frequency of severe storms along the coast of Texas. Included among growing insurance claims in Texas are wind damage issues.   Nearly every year the Texas Windstorm Insurance Association (TWIA) gears up for their annual August gathering and their rate analysis determines that the…
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New Ruling From The Texas Supreme Court Reverses Previous Decision on Appraisal Process

Bad Faith Appraisal Law

We have property insurance for a reason. When circumstances out of our control destroy our property and belongings, we expect our insurers to step in and recalibrate our lives. Sometimes, however, they do the exact opposite. Frequently, insurance providers outright deny or refuse to process claims from their policyholders. What happens when our insurer rejects…
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