Webb County Insurance Lawyer
Insurance is essential in providing security for individuals and businesses. Policyholders trust that their policies will protect them from losses caused by unforeseen events. However, some insurance companies may falsely reject or delay claims that are within the scope of their policy’s terms. Such companies are in breach of contract and can be legally oblidged in a lawsuit.
If you feel that your insurance company has infringed upon your contract, seek advice from an experienced insurance lawyer. They can investigate your policy and the Texas Insurance Code to make sure that you receive the coverage you are entitled to. Don’t hesitate to seek legal protection; enlist a lawyer now and fight for the compensation you deserve.
Laredo Insurance Attorneys in Texas
If you think your insurance company is engaging in deceptive behavior in order to avoid providing complete coverage, then they may be violating their contract. To find out if you have an argument for coverage, we advise you to get in contact with LeMaster & Ahmed, PLLC. Our experienced insurance attorneys have handled all types of various claims disputes for decades. Let us provide a thorough examination of your policy and determine if you are entitled to compensation.
Call us now at (956) 368-7779 to set up your first consultation. LeMaster & Ahmed, PLLC practices throughout Webb County including Bruni, El Cenizo and Laredo, Texas.
Information Center Webb County:
- As a Policyholder, Do I Have Rights?
- Are You a Victim of Insurance Bad Faith?
- What is the Time Limit for Suing My Insurance Company for Bad Faith?
- Webb County, Texas Insurance Resources
As a Policyholder, Do I Have Rights?
Yes, policyholders in the state of Texas have a number of legal rights thanks to the Texas Department of Insurance and Texas Insurance Code. These rights include the ability to file a complaint with the department about unfair treatment from insurance companies, the right to receive written responses to policyholder inquiries, and the right to receive a fair and timely evaluation of insurance claims.
Are You a Victim of Insurance Bad Faith?
When your insurance company fails to be transparent and fails to uphold the terms of your policy, they may be acting in bad faith. Deceptive or unfair settlement practices can leave you without full coverage or having your claim denied. In these situations, investigate your insurer’s conduct and explore your legal options to make sure they are held liable for their bad faith practices.
Examples of bad faith conduct by insurance companies can include:
- Delaying payment on a claim
- Denying a claim without reasonable explanation
- Offering a settlement amount lower than what is owed
- Refusing to investigate a claim
- Misrepresenting policy details
What is the Time Limit for Suing My Insurance Company for Bad Faith?
According to Section 514.162 of the Texas Insurance Code, you have a two year time limit to file a claim against your insurance company for acting in bad faith and violating your contract. Additionally, tort and contract claims combined must be filed within two years of the date of the bad faith practice or the date you discovered the bad faith conduct. In some cases, the statute of limitations may be extended by 180 days in circumstances in which the failure to bring the legal action was due to the insurance company’s actions made solely to prevent the policyholder from pursuing a claim. It is important to seek the help of an experienced insurance lawyer in order to ensure that all potential claims are properly preserved within the specified deadlines.
Webb County, Texas Insurance Resources
Webb County District Courts – Webb County information where you can look up elected offices to see a list of district and county courts for Webb County.
Webb County District Clerk – If you file a lawsuit against your insurance company, you will likely need to contact the Webb County District Clerk at some point. As outlined in the Texas Constitution, the District Clerk has the responsibility to serve as a recorder, registrar, and custodian of all court proceedings and the accompanying documentation. The Webb County District Clerk works with Judges to obtain disposition of all cases and all monetary values.
Webb County Clerk – If you file a lawsuit against your insurance company, depending on the value of your claim, you may need to contact the Webb County Clerk. The Webb County Clerk works with Judges to obtain disposition of cases valued less than $250,000.
Texas Department of Insurance (TDI) – The Texas Department of Insurance is responsible for regulating the state’s insurance industry, making sure insurance companies adhere to their bounds, and administering the state of Texas’s worker’s compensation system as outlined in the Texas Labor Code.
Texas Insurance Code – To research the Texas Insurance Code, visit the official state website and access the statute. Here you can read the legislation concerning insurance, discover Texas’s definition of an unfair settlement, the statute of limitations for filing a bad faith claim and any other related information.
Webb County Emergency Preparedness – Visit the official website for Webb County’s Emergency Management site to learn more about their hazard mitigation plans. Prepare yourself and your loved ones for the unexpected by accessing their useful information.
City of Laredo Planning Maps – A collection of city zoning and flood plain maps. Also links to FEMA flood maps and other resources.
Webb County Insurance Attorney in Texas
If you have been facing difficulty getting your insurance company to cover your claim, we strongly suggest you contact the insurance attorneys at LeMaster & Ahmed, PLLC. Our attorneys at LeMaster & Ahmed, PLLC have decades of experience representing their client’s interests in court. We will put forth all of our effort to ensure that the insurance company fulfills its obligations and provides you with the best settlement possible.
Get in contact with us at LeMaster & Ahmed, PLLC and set up your first consultation free. We represent both individuals and businesses in insurance matters. LeMaster & Ahmed, PLLC practices throughout Webb County area and surrounding areas.
Laredo is a city in the United States, on the north bank of the Rio Grande river in South Texas, across from Nuevo Laredo, Tamaulipas, Mexico. Founded in 1755, Laredo grew from a village to the capital of the short-lived Republic of the Rio Grande to the largest inland port on the Mexican border.
According to the 2020 census, the city’s population was 255,205, making it the 11th-most populous city in Texas and third-most populated U.S. city on the Mexican border, after San Diego, California and El Paso, Texas.
Laredo is notable for its high Hispanic proportion, which at over 95%, is the highest proportion of Hispanic Americans of any city in the United States outside of Puerto Rico.
Laredo’s economy is primarily based on international trade with the United States largest trading partner Mexico, and as a major hub for three areas of transportation – land, rail, and air cargo. The city is on the southern end of I-35, which connects manufacturers in northern Mexico through Interstate 35 as a major route for trade throughout the U.S. It has four international bridges and one railway bridge.
More than 47% of United States international trade headed for Mexico and more than 36% of Mexican international trade crosses through the Laredo port of entry. Laredo’s economy revolves around commercial and industrial warehousing, import, and export. As a major player in international trade, the Laredo area benefited from passage of the North American Free Trade Agreement (NAFTA), which has encouraged trade. The Laredo port of entry consists of four international bridges (with a proposed fifth one) crossing the Rio Grande into the Mexican states of Tamaulipas and Nuevo León.
Laredo Car Accident Lawyer
If you’ve been injured in a car or truck accident in Laredo, Webb County or the surrounding areas, our car accident lawyers can help level the playing field. They will fight for your right to the financial compensation you need to help you get back on track. Insurance companies can be notoriously difficult for those who have suffered a car wreck — even if the other driver was negligent. It is vital to obtain the help of legal representation to begin the process of putting your life back together.
After a car accident, there are multiple things to take into account in order to appropriately protect yourself. Texas specifically has laws in place to address certain matters after an accident. It is important to not agree to any statements or documents without talking to an attorney first. An attorney is there to ensure that your rights as an individual are defended sufficiently.